Harbor Springs

Local offices in Harbor Springs

We found these on official websites. Call before you go, since hours and places can change.

• Utilities · City office

  Harbor Springs Utilities

  160 Zoll Street, Harbor Springs, MI 49740

  Help here

  • Utility service and billingAsk about starting or changing electric, water, or sewer service, paying a bill, or setting up equal monthly payments.
  • Low Income Energy Assistance FundEligible low-income customers can apply for help with electric or heating bills for their primary home.Apply online
  Call 231-526-0602DirectionsWebsite

  Checked on October 9, 2026 · Found on cityofharborsprings.com

• Library · Nonprofit

  Harbor Springs Library

  206 S. Spring Street, Harbor Springs, MI 49740

  Help here

  • Library resources and programsBorrow books and digital materials, use public computers and Wi-Fi, and join library programs.Read more
  Call 231-526-2531DirectionsWebsite

  Checked on October 9, 2026 · Found on harborspringslibrary.org

• Local office · City office

  Harbor Springs City Hall

  160 Zoll Street, Harbor Springs, MI 49740

  Call 231-526-2104DirectionsWebsite

  Checked on October 9, 2026 · Found on cityofharborsprings.com

City of Harbor Springs website

Checked on October 9, 2026

Nonprofits that serve Harbor Springs

Each one serves this area. Call before you go, since services and hours change.

Offices for all of Emmet County

Harbor Springs is in Emmet County. These county and state offices serve people there too.

• Human services · State office

  Emmet/Charlevoix County Department of Health and Human Services

  2229 Summit Park Drive, Petoskey, MI 49770

  Help here

  • State benefits and family servicesVisit or contact this office for help with state benefits and family services.Apply online
  Call 231-348-1600DirectionsWebsite

  Checked on October 8, 2026 · Found on michigan.gov

• Mental health and recovery · Regional office

  North Country Community Mental Health

  1420 Plaza Drive, Petoskey, MI 49770

  Help here

  • Mental health and substance use supportGet mental health and substance use services and support for people in the county.
  Call 877-470-7130DirectionsWebsite

  Checked on October 8, 2026 · Found on norcocmh.org

• Courts and legal help · County office

  Emmet County Courts

  200 Division Street, Suite G12, Petoskey, MI 49770

  Help here

  • District court informationContact the district court for court information and assistance with court matters.
  Call 231-348-1750DirectionsWebsite

  Checked on October 8, 2026 · Found on emmetcounty.org

• Older adults · Regional office

  Area Agency on Aging of Northwest Michigan

  1609 Park Drive, Traverse City, MI 49696

  Help here

  • Aging and caregiver supportGet information and support for older adults, adults with disabilities, and caregivers.
  Call 231-947-8920DirectionsWebsite

  Checked on October 8, 2026 · Found on aaanm.org

• Older adults · Nonprofit

  Friendship Centers of Emmet County

  1322 Anderson Road, Petoskey, MI 49770

  Help here

  • Senior servicesOlder adults can get meals, rides, activities, and help with services that support living at home.Read more
  Call 231-347-3211DirectionsWebsite

  Checked on October 8, 2026 · Found on emmetcoa.org

• Veterans · County office

  Emmet County Veterans Affairs

  Help here

  • Veterans assistanceContact the county veterans office for help with veterans services and benefits.
  Call 231-348-1780Website

  Checked on October 8, 2026 · Found on emmetcounty.org

Everything in Emmet County

Michigan programs by kind of help

These are run by Michigan and work the same everywhere in the state. Each page lists the programs and how to apply.

• FoodFood benefits, WIC, school meals and food banks.
• HousingRent help, shelter, and help with heat and power bills.
• GoodsClothing, diapers, furniture, a phone and other things for home.
• TransitBus fares, rides and getting to appointments.
• HealthHealth coverage, Medicare, mental health care and help with drug costs.
• MoneyCash help, disability, retirement and veterans payments, and tax help.
• CareChild care, help for older adults and disability support.
• EducationHelp paying for college and training, and free preschool.
• WorkJobs, unemployment, and the IDs and papers you need for work.
• LegalFree legal help, and help staying safe.

Checked on October 8, 2026

Federal help anyone can use

These come from the federal government, so they work the same in every state.

• Supplemental Security Income (SSI)

  Social Security Administration. Monthly payments for people with little income and few resources who are 65 or older, blind, or have a disability, including children.

  Call 1-800-772-1213
• Social Security Disability Insurance (SSDI)

  Social Security Administration. Monthly payments for people who worked and paid Social Security taxes and now cannot work because of a disability that will last a long time.

  Call 1-800-772-1213
• Social Security retirement benefits

  Social Security Administration. Monthly payments for people who worked and paid Social Security taxes, starting as early as 62. Spouses and widows may also get benefits.

  Call 1-800-772-1213
• Medicare

  Centers for Medicare & Medicaid Services. Health insurance for people 65 or older and for some younger people with a disability or kidney failure.

  Call 1-800-633-4227
• Extra Help with Medicare drug costs

  Social Security Administration. Help paying for Medicare prescription drug plans for people with limited income and resources.

  Call 1-800-772-1213
• VA health care

  U.S. Department of Veterans Affairs. Health care at VA clinics and hospitals for veterans who served in the active military and did not get a dishonorable discharge.

  Call 1-877-222-8387
• VA disability compensation and benefits

  U.S. Department of Veterans Affairs. Monthly payments for veterans with an illness or injury caused or made worse by military service, plus education, home loan and other benefits.

  Call 1-800-827-1000
• FAFSA, the federal student aid form

  U.S. Department of Education. One free form that opens federal grants, work-study and loans for college or trade school. Many states and schools use it for their own aid too.

  Call 1-800-433-3243
• Federal Pell Grant

  U.S. Department of Education. Money for college or trade school that usually does not have to be paid back, for students with financial need.

  Call 1-800-433-3243
• HealthCare.gov

  Centers for Medicare & Medicaid Services. The federal marketplace for health insurance plans. Many people can get lower monthly costs based on their income.

  Call 1-800-318-2596
• Lifeline phone and internet discount

  Federal Communications Commission. A monthly discount on phone or internet service for households with low income or who get benefits like SNAP, Medicaid or SSI.

  Call 1-800-234-9473
• Head Start and Early Head Start

  U.S. Department of Health and Human Services. Free preschool, child care and family support for young children from birth to age 5 in families with low income, run by local programs.

  Call 1-866-763-6481
• IRS Free File

  Internal Revenue Service. File your federal tax return online for free with tax software offered through the IRS, if your income is under the year's limit.

• VITA and TCE free tax help

  Internal Revenue Service. IRS-certified volunteers prepare and file your taxes for free, in person, for people with low or moderate income, older adults and people with disabilities.

  Call 1-800-906-9887
• Earned Income Tax Credit (EITC)

  Internal Revenue Service. A federal tax credit for people who work and earn low to moderate income. It can mean a bigger refund, even if you owe no tax.

  Call 1-800-829-1040
• Housing Choice Vouchers (Section 8)

  U.S. Department of Housing and Urban Development. Help paying rent in a home you choose, for families with very low income, older adults and people with disabilities. Local housing authorities run it, and many have waiting lists.

• Replace a Social Security card

  Social Security Administration. Get a free replacement Social Security card if yours was lost, stolen or damaged. Many people can ask online.

  Call 1-800-772-1213
• FEMA disaster assistance

  Federal Emergency Management Agency. Help with a place to stay, repairs and other needs after a disaster the President has declared in your area.

  Call 1-800-621-3362

Checked on October 9, 2026