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All life events

A new diagnosis or disability

Health care, income and help at work after a big health change.Help in Arizona, from the federal government, and near you.

What to do first

  1. Make sure you have health coverage. Apply for Medicaid if money is tight.
  2. If you cannot work, apply for Social Security disability benefits soon. A decision can take months.
  3. Ask your job about leave and changes that help you keep working.
  4. Ask your state's vocational rehabilitation office about help getting back to work.

Talk it through

Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.

Dates that matter

These windows are set by federal rules. Your state may have its own dates too, so ask the agency.

  • 5 full months

    Social Security disability (SSDI)

    SSDI payments start after you have been disabled for five full months, so apply as soon as you can. People with ALS do not have to wait.

    Source: SSA.gov
  • 24 months

    Medicare with SSDI

    People who get SSDI get Medicare on their own after 24 months of disability benefits. People with ALS get it as soon as their benefits start.

    Source: SSA.gov

Help from Arizona

Arizona programs that fit what happened. Each agency decides who qualifies.

  • Arizona Health Care Cost Containment System

    AHCCCS Health Insurance

    In Arizona, Medicaid is called AHCCCS.

    AHCCCS provides Medicaid health coverage to eligible Arizona residents.

    Ways to apply:OnlinePaperIn person

  • Arizona Department of Insurance and Financial Institutions

    Federal Health Insurance Marketplace

    Arizona residents use the federal Marketplace to compare and enroll in ACA health plans.

    Ways to apply:OnlinePhone

  • Arizona Department of Economic Security

    Vocational Rehabilitation

    Vocational Rehabilitation helps people with disabilities prepare for, find, and keep work.

    Ways to apply:PhonePaperIn person

  • Arizona Department of Economic Security

    Developmental Disabilities Services

    DDD coordinates supports and services for eligible people with developmental disabilities.

    Ways to apply:OnlinePhonePaperIn person

  • Arizona Health Care Cost Containment System

    Behavioral Health Services

    AHCCCS members can receive behavioral health services through their health plan and local providers.

  • Arizona Department of Economic Security

    Nutrition Assistance

    In Arizona, SNAP is called Arizona Nutrition Assistance.

    Nutrition Assistance gives eligible households monthly benefits to buy food.

    Ways to apply:OnlinePhonePaperIn person

Checked on October 8, 2026

Federal help

These work the same in every state. Each agency decides who qualifies.

  • DOL.gov

    Unpaid leave that protects your job

    The Family and Medical Leave Act lets many workers take up to 12 weeks of unpaid leave in a year and keep their job. Reasons include a new baby, your own serious health condition, and caring for a spouse, child or parent who is seriously ill.

  • Social Security Administration

    Social Security Disability Insurance (SSDI)

    Monthly payments for people who worked and paid Social Security taxes and now cannot work because of a disability that will last a long time.

    Apply online at SSA.gov or call Social Security. Have your medical records and work history ready.

  • Social Security Administration

    Supplemental Security Income (SSI)

    Monthly payments for people with little income and few resources who are 65 or older, blind, or have a disability, including children.

    Apply online at SSA.gov or call Social Security to make an appointment. Bring proof of age, income and any medical records.

  • Centers for Medicare & Medicaid Services

    Medicare

    Health insurance for people 65 or older and for some younger people with a disability or kidney failure.

    Most people sign up through Social Security, online at SSA.gov or by phone. Medicare.gov compares plans.

  • Centers for Medicare & Medicaid Services

    HealthCare.gov

    The federal marketplace for health insurance plans. Many people can get lower monthly costs based on their income.

    Apply online at HealthCare.gov or by phone during open enrollment, or after a big change like losing other coverage.

Checked on October 9, 2026

Help near you

Find county and state offices near you, or call 211 to talk to someone about help in your area.

Offices near you

Type a five-digit ZIP code or a county in Arizona.

Talk to a person