Someone died
What to do first
- Give the funeral home the person's Social Security number. They usually tell Social Security about the death.
- Order several copies of the death certificate. Banks and agencies will ask for one.
- Call Social Security to ask about survivor benefits.
- If the person served in the military, ask VA about burial benefits.
- If you lost health coverage, pick a new plan soon.
Talk it through
Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Dates that matter
These windows are set by federal rules. Your state may have its own dates too, so ask the agency.
2 years
Social Security death payment
A surviving spouse may get a one-time payment of $255. If there is no spouse, a child may get it. Apply within 2 years of the death.
Source: SSA.gov60 days
Health coverage
If the death means you lose your health plan, you can sign up for a Marketplace plan. You have 60 days.
Source: HealthCare.gov
Help from Missouri
Missouri programs that fit what happened. Each agency decides who qualifies.
Missouri Department of Health and Senior Services
Missouri Vital Records
The Bureau of Vital Records issues certified copies of Missouri birth and death records.
Ways to apply:OnlinePhonePaperIn person
Missouri Department of Social Services, Family Support Division
Supplemental Nutrition Assistance Program
SNAP provides monthly benefits to help eligible households buy food.
Ways to apply:OnlinePhonePaperIn person
Missouri Department of Social Services, Family Support Division
MO HealthNet
In Missouri, Medicaid is called MO HealthNet.
MO HealthNet provides health coverage to eligible Missouri residents.
Ways to apply:OnlinePhonePaperIn person
Centers for Medicare & Medicaid Services
Health Insurance Marketplace
Missouri residents can compare and enroll in Marketplace health insurance through HealthCare.gov.
Ways to apply:OnlinePhonePaper
Missouri Department of Mental Health
Behavioral Health Services
The Department provides information and connections to mental health and substance use treatment services.
Ways to apply:PhoneIn person
Missouri Department of Health and Senior Services
Missouri Area Agencies on Aging services
Area Agencies on Aging connect older adults and caregivers with local services and support.
Ways to apply:PhoneIn person
Missouri Department of Social Services, Family Support Division
Temporary Assistance for Needy Families
In Missouri, TANF is called Temporary Assistance.
Temporary Assistance provides monthly cash benefits to eligible families with children.
Ways to apply:OnlinePhonePaperIn person
Checked on October 8, 2026
Federal help
These work the same in every state. Each agency decides who qualifies.
SSA.gov
Survivor benefits from Social Security
A widow or widower, an ex-spouse, children, and parents who depended on the person may get monthly benefits. Call Social Security to apply.
VA.gov
Burial benefits for veterans
VA can help pay for a veteran's burial and funeral, and offers burial in a VA national cemetery.
Centers for Medicare & Medicaid Services
HealthCare.gov
The federal marketplace for health insurance plans. Many people can get lower monthly costs based on their income.
Apply online at HealthCare.gov or by phone during open enrollment, or after a big change like losing other coverage.
Checked on October 9, 2026
Help near you
Find county and state offices near you, or call 211 to talk to someone about help in your area.
Talk to a person
- Missouri 211
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988