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City of Seattle · Home repair grants

Seattle home repair loans and grants

Seattle homeowners can ask for a 0% interest loan for health, safety and structural repairs. Grants may be available if a homeowner does not qualify for a loan. New applications are on a waiting list.

Waitlist openChecked October 11, 2026

A Home Repair Grant may be available if you do not qualify for a loan. The current income chart uses the same low-income limit for grants and loans. Grant amounts, terms and full approval criteria are not stated.

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We use your saved answers and ask only what is missing. You review and sign before anything is sent.

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Who can apply

  • Seattle homeowners must meet income, property, repair and underwriting rules.
  • Grant availability and complete grant approval criteria require Office of Housing review. Do not apply loan-only equity or repayment criteria to grant screening.

Documents to gather

  • Required Documents Checklist

    • Include the completed checklist with your application.
  • Resident Information

    • List every person permanently living in the home, including renters and children. Renters’ income is excluded from overall household income. Attach a separate page when more than six people live in the home.
  • Earned income · if it applies

    • At least the last two months of most recent pay stubs, showing legal name and address.
  • Investment withdrawals · if it applies

    • Statement or letter from the provider for investment accounts withdrawn from within the past two months before applying.
  • Child support income · if it applies

    • Statement showing payments received and the full Parenting plan if applicable.
  • Pension or retirement income · if it applies

    • Current-year payment form or letter from the company paying the pension or retirement income.
  • Unemployment income · if it applies

    • Copy of Employment Security Department records or claim history. Request records at https://esd.wa.gov/newsroom/public-records or call the Office of Housing at 206-684-0244 to request the form.
  • Social Security or SSI income · if it applies

    • Current-year benefits letter or form showing monthly payments, full legal name and address. Do not send the 1099 form. Request from Social Security or call 800-772-1213.
  • Rental income · if it applies

    • Most recent rental agreement, including income from rooms, detached units or other properties.
  • Alimony income · if it applies

    • Documentation showing monthly alimony payments received.
  • Self-employment income · if it applies

    • Current-year Profit & Loss statement and statement of projected anticipated earnings for the year.
  • Asset Information · if it applies

    • Last two months of statements for checking and savings accounts.
  • Homeowner Insurance Policy · if it applies

    • Current yearly insurance statement showing coverage amount and term date.
  • IRS Tax Filings · if it applies

    • All pages of the previous two years of tax filings and schedules, not worksheets. Request missing copies from the IRS.
  • IRS nonfiling record · if it applies

    • Get Form 4506-T Request for Transcript of Tax Return, use www.irs.gov or call 800-908-9946 if you do not file taxes. Send the information returned by the IRS with your application.
  • Nonresident legal owner address · if it applies

    • Current mortgage statement, rental lease, utility bill or bank statement showing the additional legal owner’s current address.
  • Signed How It Works document

    • Return the full signed Home Repair Loan Program Process How It Works document. Each joint owner must complete and sign. Attach a separate page for more than two owners; retain the client copy.
  • IRS Form 4506

    • Include IRS Form 4506 with the application.
  • IRS Form 4506-T

    • Include IRS Form 4506-T with the application.
The questions on the application (72)
  • List of major repairs needed:

  • Are your property taxes included? · optional · if it applies

    Yes · No

  • Is your homeowner’s insurance included in your payment? · optional · if it applies

    Yes · No

  • Owner’s full name:

  • Phone Number: · optional

  • Tty: · optional

  • Date of birth: · optional

  • E-mail: · optional

  • What are your Preferred Gender Pronouns? · optional

    She/Her · He/Him · They/Them · No Preference · Other:

  • Other: · optional · if it applies

  • Current Street Address: · optional

  • City: · optional

  • State: · optional

  • Zip code: · optional

  • Marital Status: · optional

    Married · Unmarried

  • Current Employer Name: · optional

  • Social Security Number: · optional

  • Do you have more than 8 household members? · optional

    Yes · No

  • 1. Are there any household members that fall under the following demographics? · optional

    8 choices

  • Another race or ethnicity (please specify): · optional · if it applies

  • 2. Let us know which language you’d prefer: · optional

    17 choices

  • Language not listed: · optional · if it applies

  • Name shown on tax return. If a joint return, enter the name shown first. · optional

  • First social security number on tax return, individual taxpayer identification number, or employer identification number (see instructions) · optional

  • If a joint return, enter spouse’s name shown on tax return. · optional · if it applies

  • Second social security number or individual taxpayer identification number if joint tax return · optional · if it applies

  • Current name · optional

  • address · optional

  • apt., room, suite, or inmate no. · optional

  • city · optional

  • state · optional

  • ZIP code · optional

  • Previous address shown on the last return filed if different from line 3 (see instructions). · optional · if it applies

  • Phone number of taxpayer on line 1a or 2a · optional

  • If the tax return is to be mailed to a third party (such as a mortgage company), enter the third party’s name, address, and telephone number. · optional · if it applies

  • Tax return requested. · optional

  • If the copies must be certified for court or administrative proceedings, check here · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Cost for each return · optional

  • Number of returns requested on line 7 · optional

  • Total cost. Multiply line 8a by line 8b · optional

  • If we cannot find the tax return, we will refund the fee. If the refund should go to the third party listed on line 5, check here · optional · if it applies

  • Name shown on tax return. If a joint return, enter the name shown first. · optional

  • First social security number on tax return, individual taxpayer identification number, or employer identification number (see instructions) · optional

  • If a joint return, enter spouse’s name shown on tax return. · optional · if it applies

  • Second social security number or individual taxpayer identification number if joint tax return · optional · if it applies

  • Current name · optional

  • address · optional

  • apt., room, suite, or inmate no. · optional

  • city · optional

  • state · optional

  • ZIP code · optional

  • Previous address shown on the last return filed if different from line 3 (see instructions) · optional · if it applies

  • Phone number of taxpayer on line 1a or 2a · optional

  • Customer file number (if applicable) (see instructions) · optional

  • Transcript requested. · optional

  • Return Transcript · optional

  • Account Transcript · optional

  • Record of Account · optional

  • Verification of Nonfiling · optional

  • Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

  • Year or period requested. · optional

Information Regarding Additional Legal Owner: answered for each person (Owner’s full name:, Phone Number:, TTY:, Date of birth:, E-mail:, Current Street Address:, City:, State:, Zip code:, Social Security Number:).

List the full legal names of everyone permanently living in the home, whether they are part of your family or not.: answered for each person (Full Name, Relationship, Date of Birth, Gross Monthly Income).

What you agree to

The undersigned specifically acknowledge(s) and agree(s) that: (1) the loan requested by this application will be secured by a mortgage or deed of trust on the property described herein; (2) the property will not be used for any illegal or prohibited purpose or use; (3) all statements made in this application are made for the purpose of obtaining the loan indicated herein.(4) occupancy of the property will be as indicated above; (5) verification or re-verification of any information contained in the application may be made at any time by the Lender, its agents, successors and assigns, either directly or through a credit reporting agency, from any source named in this application, and the original copy of this application will be retained by the Lender, even if the loan is not approved; (6) if any of my/our circumstances change prior to closing, I/we understand we must provide updated information.; (7) in the event my/our payments on the loan indicated in this application become delinquent, the Lender, its agents, successors and assigns, may, in addition to all their other rights and remedies, report my/our name(s) and account information to a credit reporting agency; (8) ownership of the loan may be transferred to successor or assign of the Lender without notice to me and/or the administration of the loan account may be transferred to an agent, successor or assign of the Lender with prior notice to me; (9) the Lender, its agents, successors and assigns make no representations or warranties, express or implied, to the Borrower(s) regarding the property, the condition of the property, or the value of the property.

I give the Seattle Office of Housing (City) permission to submit requests or release information to other non-profit organizations or government agencies for the purpose of providing assistance to me. Such information may include but is not limited to my application, income and related documents, results of inspections conducted by the property rehabilitation specialist, the home repair scope of work and completed repairs. Such information may result in my receiving or being denied other City assistance. I authorize the City to enroll me in all City or King County assistance programs for which I am eligible.

You are hereby authorized to release to the City of Seattle, The Office of Housing (OH), and The Department of Human Services (DHS), any information which you may have in your files concerning the undersigned, including, but not limited to, employment records, bank accounts, loan accounts, credit and financial reports, and mortgage and contract amounts.

Certification: I/We certify that the information provided in this application is true and correct as of the date set forth opposite my/our signature(s) on this application and acknowledge my/our understanding that any intentional or negligent misrepresentation(s) of the information contained in this application may result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq. And liability for monetary damages to the Lender, its agents, successors and assigns, insurers and any other person who may suffer any loss due to reliance upon any misrepresentation which I/we have made in this application. I certify I have received and read a copy of “Protect Your Family from Lead Based Paint.”

Applicant's Signature Date Co-Applicant's Signature Date

Homeowner’s Acknowledgement: Please sign demonstrating you understand “Home Repair Loan Program Process — How it Works.”

Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line 1a or 2a, or a person authorized to obtain the tax return requested. If the request applies to a joint return, at least one spouse must sign. If signed by a corporate officer, 1 percent or more shareholder, partner, managing member, guardian, tax matters partner, executor, receiver, administrator, trustee, or party other than the taxpayer, I certify that I have the authority to execute Form 4506 on behalf of the taxpayer. Note: This form must be received by IRS within 120 days of the signature date.

Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line 1a or 2a, or a person authorized to obtain the tax information requested. If the request applies to a joint return, at least one spouse must sign. If signed by a corporate officer, 1 percent or more shareholder, partner, managing member, guardian, tax matters partner, executor, receiver, administrator, trustee, or party other than the taxpayer, I certify that I have the authority to execute Form 4506-T on behalf of the taxpayer. Note: This form must be received by IRS within 120 days of the signature date.

After you apply
  • A Home Repair Grant may be available if you do not qualify for a loan.
Before you send it
  • Renters belong in resident information, but their income is excluded from household income.
  • Use the current income chart effective May 15, 2026 for both grants and loans. It conflicts with the program page’s older statement about separate grant limits.
What we could not check
  • Very limited funds. New applications join a waiting list and are reviewed in order received. No opening or closing date is stated.
  • Some details here could not be confirmed. Check with Seattle Office of Housing before you apply.

Read from Seattle Office of Housing's own pages. Sources

Front Door is an independent service. The program operator decides who qualifies.

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