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All life events

Divorce or separation

Health coverage, child support and money when a household splits.Help in Washington, from the federal government, and near you.

What to do first

  1. Check whose health plan covers you and your children, and what changes.
  2. Ask your state's child support office for help setting up support.
  3. If your income dropped, apply for food benefits, Medicaid or cash help.
  4. If you change your name, update it with Social Security first, then your ID.
  5. Get free legal help before you sign an agreement.

Talk it through

Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.

Dates that matter

These windows are set by federal rules. Your state may have its own dates too, so ask the agency.

  • 60 days

    Health coverage

    If the divorce or separation means you lose your health plan, you can sign up for a Marketplace plan. You have 60 days.

    Source: HealthCare.gov
  • 60 days

    Keeping a spouse on a job's plan (COBRA)

    To keep COBRA for a spouse after a divorce or legal separation, the plan must be told. Plans set the deadline, but it can be no shorter than 60 days, so tell the plan within 60 days.

    Source: DOL.gov

Help from Washington

Washington programs that fit what happened. Each agency decides who qualifies.

  • Washington State Department of Social and Health Services

    Child Support Services

    The Division of Child Support helps parents establish and collect child support.

    Ways to apply:OnlinePhonePaperIn person

  • Washington State Health Care Authority

    Washington Apple Health

    In Washington, Medicaid is called Apple Health.

    Apple Health provides free or low-cost health coverage to eligible Washington residents.

    Ways to apply:OnlinePhonePaperIn person

  • Washington State Health Care Authority

    Apple Health for Kids

    In Washington, CHIP is called Apple Health for Kids.

    Apple Health for Kids provides health coverage to eligible children in Washington.

    Ways to apply:OnlinePhonePaperIn person

  • Washington State Department of Social and Health Services

    Basic Food

    In Washington, SNAP is called Basic Food.

    Basic Food helps eligible households pay for groceries.

    Ways to apply:OnlinePhonePaperIn person

  • Washington State Department of Social and Health Services

    Temporary Assistance for Needy Families

    TANF provides temporary cash assistance to eligible families with children.

    Ways to apply:OnlinePhonePaperIn person

  • Washington State Department of Children, Youth, and Families

    Working Connections Child Care

    WCCC helps eligible families pay for child care.

    Ways to apply:OnlinePhonePaperIn person

  • Washington State Department of Social and Health Services and Washington State Department of Commerce

    Housing and Essential Needs Referral

    Also: Tenant-Based Rental Assistance

    The HEN program connects eligible people who cannot work with essential-needs and housing-related services.

    Ways to apply:OnlinePhonePaperIn person

Checked on October 8, 2026

Federal help

These work the same in every state. Each agency decides who qualifies.

  • SSA.gov

    A new name on your Social Security card

    A new Social Security card with your new name is free. Change it with Social Security before you change your driver license or ID.

  • SSA.gov

    Benefits from a former spouse

    If you were married 10 years or longer, you may get Social Security on your former spouse's work record later on.

  • LSC.gov

    Free legal help

    Legal aid offices give free legal help to people with low income. Find the one that serves you with the Legal Services Corporation's search.

Checked on October 9, 2026

Help near you

Find county and state offices near you, or call 211 to talk to someone about help in your area.

Food banks, shelters, clinics and more near you are in Help nearby. Open Help nearby

Offices near you

Type a five-digit ZIP code or a county in Washington.

Talk to a person